Published in Wealth Management  Wealth Management 


New GoldCore Wealth Management Blog

GoldCore Wealth Management now has a dedicated website, with its own blog.

You can find it here: http://www.wealth.goldcore.com/blog


Published in Wealth Management  Wealth Management 


New GoldCore Wealth Management Blog

GoldCore Wealth Management now has a dedicated website, with its own blog.

You can find it here: http://www.wealth.goldcore.com/blog


Published in Wealth Management 


In defence of the dismal science

In a guest article in The Economist, Robert Lucas, the John Dewey Distinguished Service Professor of Economics at the University of Chicago, rebuts criticisms that the financial crisis represents a failure of economics.

What can the public reasonably expect of specialists in these areas, and how well has it been served by them in the current crisis?


Published in Wealth Management 


FSA Bans Commission for Advisors

Financial advisers are to be banned from receiving commission for selling investment, pension and life assurance products from 2012, under radical new rules announced by the Financial Services Authority in the UK.

In its Retail Distribution Review, the regulator set out new measures to “ensure that commission-bias is removed from the system – and recommendations made by advisers are not influenced by product providers.”


Published in Economics  Gold  Wealth Management 


Gold versus Warren Buffett

I have just completed an analysis of the performance of the spot price of gold vs. Berkshire Hathaway. I think you will find the results are a little suprising.


Published in Wealth Management 


The Financial Times: The charges laid against us

The following is an excerpt from John Kay's new book 'The Long and the Short of It: Finance and Investment for Normally Intelligent People who are not in the Industry’ as published in the Financial Times Personal Finance section: ...


Published in Articles of Interest  Wealth Management 


Financial advisers switching to fee-based remuneration

Research by Skandia has revealed that the majority of IFAs intend to shift away from commission-based remuneration over the next three years.


Published in Wealth Management 


Some quotes need no further comment

The biggest disappointment of my time at the FSA has been the failure of firms, and particularly their senior management, to learn the lessons of past mis-selling. Sadly, the recent history of the British retail financial services industry is proof of the adage that those who fail to understand the mistakes of the past are condemned to repeat them.


Published in Articles of Interest  Wealth Management 


RTE Primetime: Financial 'Advice' Exposed

Following the Thursday night RTE documentary on Irish Financial Advisers, Gold Investments' Wealth Management Division, Wealth N, would like to issue the following statement: -

The misleading, unethical and disturbing financial 'advice' seen in last night’s excellent Primetime programme may only be the tip of the iceberg and we call upon the Financial Regulator to become more proactive in protecting investors, young and old alike, from the predatory, dishonest commission dr


Published in Commentary  Economics  Wealth Management 


Are we heading towards an Iceberg?

Early evening on the April 14th 1912 and a passenger on the first class deck of the Titanic would be, no doubt, enjoying the opulence of their surroundings, and the wealth that the British Empire had created. More recently, the “Celtic Tiger” has created


Published in Commentary  Wealth Management 


Understanding Risk

Psychological research shows that people are systematically biased in their assessments of future events; not only will the future be good, it will be especially good for oneself in particular.

All investors should have an understanding of risk based on an analysis of both their capacity for risk and their willingness to accept risk.


Published in Wealth Management 


Paralysed by fear

It is becoming clear that investors are currently paralysed by fear and finding it difficult to make rational decisions in the face of unprecedented turmoil in international markets. In this article, I will attempt to explore some of the issues that investors should be considering in the light of recent market volatility as shown below:

Index

Year to Date Return


Published in Commentary  Wealth Management 


Inflation and commodity investment

“Too much money chasing too few goods” – a basic, monetarist definition of inflation.

In the long run, inflation is generally believed to be a monetary phenomenon, i.e. it is attributed to growth in the supply of money. While in the short and medium term it is influenced by the relative elasticity of wages, prices and interest rates. The question of whether the short-term effects last long enough to be important is the central topic of debate between the Monetarist and Keynesian schools.


Published in Commentary  Wealth Management 


Property or Equity? Which is the best investment?

Mark Twain said; “Buy land, they’re not making any more of it”

One question I am repeatedly asked is this: “which is a better investment, Property or the Stockmarket”.

As with so many things in life, the answer is “it depends”. I have to agree with Mark Twain’s observation. Land is a finite resource, and we live on an Island. You don’t need a PHD in stating the obvious to realise that an investment in land or property should, over time, appreciate. Property isn’t a bad investment.


Published in Commentary  Wealth Management 


Does your Self-Invested Personal Pension (SIPP) offer real choice?

And does it matter?

The foundation of Modern Portfolio Theory was a 1952 paper, “Portfolio Selection” by Dr Harry Markowitz in which he established a theory explaining the best way for an investor to choose a portfolio. Modern Portfolio Theory is of such fundamental importance in investing that the economists that formulated the theory received the Nobel Prize in Economic Science in 1990. Asset allocation involves dividing an investment portfolio among different asset categories such as equities, commodities, fixed interest, cash, property and the process of establishing which mi